Job Description

If you’re looking for a meaningful career, you’ll find it here at Webster. Founded in 1935, our focus has always been to put people first--doing whatever we can to help individuals, families, businesses and our colleagues achieve their financial goals. As a leading commercial bank, we remain passionate about serving our clients and supporting our communities. Integrity, Collaboration, Accountability, Agility, Respect, Excellence are Webster’s values, these set us apart as a bank and as an employer.  

Come join our team where you can expand your career potential, benefit from our robust development opportunities, and enjoy meaningful work!

The primary role of the Credit Analyst is to partner with Portfolio and Relationship Managers in delivering a comprehensive suite of commercial banking solutions to Webster clients consistent with the Bank's credit policies and risk appetite.  The Credit Analyst will support Senior Relationship and Portfolio Managers in underwriting new loan financings and managing the Healthcare portfolio.   Responsibilities in this role include preparing quarterly and annual customer reviews, monitoring financial reporting and covenant compliance, financial spreading and maintenance of portfolio dashboards, preparing materials for Quarterly Portfolio Review, monitoring internal credit risk ratings, assisting with all facets of underwriting new deals for credit approval, preparing marketing materials for industry conferences, and supporting various client requests.

This is a career development position for a highly motivated individual to receive critical hands-on experience, formal credit training, and opportunity to quickly assume additional responsibilities.  The Credit Analyst will be expected to assume most of the portfolio management responsibilities of their own portfolio of accounts within 24 - 36 months depending on performance.   The position will involve frequent direct contact with clients and product specialists to help execute new business in a fast-paced and time-sensitive environment.   Accordingly, the expected career path for a strong performer who has developed sufficient expertise in credit and commercial lending can be promotion either through the portfolio management or relationship manager track.

The Credit Analyst will be overseen by Senior Portfolio Managers and report to Business Unit Head.  The successful candidate will be expected to have excellent analytical and communication skills.


  • Monitor, review and analyze client financial reports and covenant compliance.
  • Review and spread financial statements according to the bank's methodologies and spreading and financial analysis tools.
  • Assist in preparation of credit approval memos, annual and quarterly credit reviews, and other related credit requests (over time the analyst will be expected to generate this work independently).
  • Model Cash Flows and perform sensitivity analysis for real estate and cash flow loans.
  • Conduct industry research and analysis.
  • Assist RM/PM in preparation of loan documentation and loan closing.
  • Maintain credit files consistent with credit policy and integrity of the bank's data systems; perform documentation reviews.
  • Participate in prospect and customer marketing calls and lender meetings.
  • Participate in special projects on an as-needed basis.


  • Education - BS in Finance or Accounting.  GPA 3.5.


  • Preferred candidate will have 1-3 years direct relevant experience in commercial banking, commercial finance, or similar credit-oriented lending firm.

Job Skills / Knowledge:

  • Excellent financial and accounting analytic skills and attention to detail.
  • Strong oral and written communication skills.
  • Strong Excel and PowerPoint skills required.  Experience with financial modeling is highly desired.
  • Solid interpersonal skills and desire to interact with clients, colleagues, and senior management.
  • Ability to work independently and on multiple projects with different members of the business team.

The estimated salary range for this position is $65,000 USD to $85,000 USD. Actual salary may vary up or down depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position is eligible for incentive compensation.




All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.

Application Instructions

Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!

Apply Online